Asset & Liability Management

Course Outline

Asset and Liability Management (ALM) is a key function of growing importance in financial markets. ALM involves a number of techniques that maximise the use of an organisation's assets and liabilities to improve performance. The course provides a deep understanding of the subject, offering an overview of traditional ALM and detailing the more recently applied risk measures, their modelling and use in managing risk. Half of the programme is devoted to practical workshops and case studies to illustrate the associated techniques.

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Who The Course is For

  • Traders
  • Risk managers
  • Fund managers
  • Consultants
  • Bank and corporate treasury managers
  • Pension fund managers
  • Auditors
  • Regulators and policy makers

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Prior Knowledge

  • Basic knowledge of financial markets and derivatives
  • Excel


This program is eligible for 16 Continuing Education credit hours from the CFA Institute. If you are a CFA Institute member, CE credit for your participation in this program will be automatically recorded in your CE Diary.


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Day One

Background to ALM

  • Types of Risks
  • ALM and financial institutions
  • Traditional Asset and Management Techniques

Risk measures and their uses in ALM

  • Measuring and managing interest rate risk
  • Risk budgeting
  • Measuring the risk levels
  • Imposing limits
  • Market risk measures (e.g. VaR/ES) and their applications in ALM
  • Methods of computing risk measures

Workshop: DJIA VaR measurement

Risk assessment case study

  • How to assess asset/liability risks by measuring associated market risk
  • The good and bad in obtaining risk measures
  • Robust calculation of risk measures in Excel

Workshop: Using risk measures for currencies


Day Two

ALM Risk modelling for derivatives

  • Types of Derivatives
  • Derivatives and their role in ALM
  • Valuation of Derivatives
  • Volatility modelling of Derivatives
  • Hedging with Derivatives
  • Stress testing
  • Risk measures for Derivatives
  • Backtesting risk measures for Derivatives

Workshop: Risk measurement of equity futures

ALM for investment assets and liabilities: pension funds case study

  • Pricing and ALM of pensions
  • Pension as a company liability
  • Measuring and managing the pension liability
  • Using investment assets and contributions to meet liabilities
  • Valuing of liabilities of a defined benefit (db) pension scheme
  • Liability driven investing
  • Measurement of levy price value of pension scheme liabilities using Excel
  • Extension to defined contribution schemes
  • The valuation of pension fund assets

Workshop: Pension fund valuation

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